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Your Emergency Financial Kit Be wary of those e-mails and web sites offering credit reports. According the Federal Trade Commission some of them could be capturing unsuspecting customer's personal information just to sell to others to commit fraud, and even identity theft. You will want to check the FTC’s complete Consumer Alert including ways to protect yourself against this latest scam…Read More

Medicare Basics
What is Medicare?: Medicare is a health insurance program for people age 65 and older, some people with disabilities who are under the age of 65, and people with end-stage renal disease. Medicare can be complicated and you need to know what each part is for. Part A covers hospitalization, Part B covers medical expenses, Part C is a combination of Part A and B and is the part used by private insurance companies, and Part D is the prescription drug plan. read more..

Who is eligible for Medicare?: Generally, a person is eligible for Medicare if they or their spouse worked for at least 10 years in Medicare covered employment and are 65 years of age or older. The person must also be a citizen or a permanent resident of the United States. A person might also be eligible is they have a disability or have end-stage renal disease.read more..

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